Business Model and Profitability in the Banking Strategic Process: Focus on Digitalization
Giordano Di Veglia & Melania FranzeseRelease date:December 1, 2023
Language:English
Pages:176
ISBN:9791280623188
Publisher:Egea Bocconi University Press
Price:€ 34.95 (Paperback)
The book introduces the key elements contributing to entrepreneurial vitality and sustainability in the medium and long term with a specific focus on digital transformation. Factoring in two momentous processes such as digitalization and climate change, the book starts with an update on profitability in the banking system and moves on to the assumptions of economic literature on business model analysis as well as the supervisors’ own approach.
By outlining a seven-step methodology, the authors aim to enrich traditional backward analysis with a forward-looking type of banking decision-making process, which allows for the identification of the operational segments contributing to the creation or the destruction of value under new trends.
Finally, the book provides exercises, case studies and – more in general – food for thought on business model analysis, also with reference to banking digitalization.
Giordano Di Veglia
Giordano Di Veglia is the Director of the Banking and Financial Supervision Department Supervision Inspectorate Service at the Bank of Italy. He is the head of mission of inspections over Italian and European banking groups, mentor and trainer in the SSM field. Giordano is also a member of international working groups for the development of supervision techniques and has held academic lectures.
Melania Franzese
Melania Franzese is an Advisor for the Banking and Financial Supervision Department Supervision Inspectorate Service at the Bank of Italy. She was a former Consob officer and advisor, head of mission of on-site inspections of banking groups. Melania deals with the validation of internal risk measurement models, is a trainer and member of working groups set up by ECB, and has held academic lectures.
